Why Landlord Loans
We Only focus on Real Estate Investors – It’s all we do
About Landlord Loans
Landlord Loans provides tailor-made mortgage loans to part-time and full-time rental property investors. We pride ourselves on our flexible mortgage options with faster closings and competitive rates to that of a bank or traditional mortgage company. Our team of industry experts specializes in helping landlords grow their existing portfolio of properties with the financing needed to suit their investment needs.
Landlord Loans is backed by LendingOne, one of the nation’s leaders in the private lending space. LendingOne specializes in real estate investment loans for non-owner occupied residential properties. Their core loan products include Fix and Flip, Rental, Multifamily, New Construction, Fix to Rent, and SFR Portfolio. LendingOne has provided thousands of investors with reliable financing options, with over $1B of loans to repeat clients, and are proud to have over 1,000 existing clients come back each year.
Thousands of investors trust us each year
Great Rates, High Leverage, Low Fees
Excellent customer service from a dedicated advisor
Most Solutions With One Lender
We help investors progress and grow through their investing careers. Many of our clients start as part-time investors and then transition to full-time and then build large portfolios. We can help with fix/flip, fix to rent, new construction, rental portfolios and apartment buildings.
Your Time is Valuable
As a busy investor looking to scale your business, focus your time on investing and we’ll take care of the financing.
Most of our investors have worked with banks in the past and turn to us to make their lives easier and more streamlined. Our qualification process is easier and closings faster compared to traditional mortgage companies or banks.
Built and Designed For Real
Tired of banks and their rigid guidelines, rules, restrictions, and credit committees overseeing the approval of your loan?
We use a simple yet effective common-sense approach that first focuses on the property and then looks at your experience, income, and assets, so we can come to quick approval on your loan.
Consistency and Reliability
We close thousands of loans per year for a reason and have repeat clients come back each year for more financing.
We understand when you put a deposit on a property that means a lot and you are entrusting us to deliver. Years of being a market leader comes from focusing on continuing to improve and deliver for our clients.
Trusted Advisory Service
By providing multiple rental loan options, we advise you on the best financing solution to suit your specific needs.
Others focus on the deal, but we are focused on the long-term relationship and the successful growth of your real estate business. That’s why our loans are flexible to work with for each investor.
Thousands of Real Estate Investors Trust Us Each Year
Flexible and Fast!
“Having only dealt with banks, I was unaware that any lender could be as flexible. Time to close was so fast that I was able to convert from an all-cash deal to financing in a matter of days.”
Easy & Reliable
“Just wanted to thank you for another very smooth and successful closing of our new term and rate loan. As with our previous loans your team is professional and very proactive to make it happen as scheduled.”
Five Stars Service
“I just wanted to say thanks again for working hard to get me the loans on my two rental properties in Louisiana. I was able to use that money to buy and flip a really nice home here in Richardson, TX."
Rental Loans FAQs
What type of rental loan rates are offered?
We offer competitive rates for both 30-Year Fixed-Rate Loans, and 5/1 hybrid adjustable rate mortgages. All rates are based on individual property and borrower. Call us to learn more.
What type of properties can you provide loans on?
The following property types are eligible for our rental loans:
- Single Family Residence (SFR)
- 2-4 Unit Properties
- 2 acres maximum
- Condos (certain restrictions apply)
What is the minimum loan amount?
The minumum rental loan amount is $75K.
What states do you lend in?
We provide lending in all States and District of Columbia except Alaska, Nevada, North Dakota, South Dakota, and Utah.
What type of documents are required?
We have an online streamlined process, but here is a list of the documents we will need over time.
- W/2 Paystub (for Investor Select product only)
- 1-month bank statement
- A list of properties you currently own (a REO Schedule)
- No Tax Returns Required
- Lease(s) – (if currently rented)
- Sales Contract (on purchase)
- LLC Operating Agreement or Articles of Corporations
- Driver’s License
Other documents and/or materials may be requested based on the individual borrower’s circumstances and collateral.