Investor Select™
Mortgages for Real Estate Investors
About Investor Select Landlord Loans
Our Investor Select rental loan program was created for landlords who own less than 10 investment properties and have a full-time W-2 job. We offer competitive rates with an easier qualification process compared to banks or traditional mortgage lenders. Our landlord loans cover the purchase of new rental properties, or cash-out and rate/term refinances for currently-owned properties.
Benefits of Investor Select Landlord Loans
Easy Qualification
Easier to qualify compared to banks and mortgage companies
Less Papers
Fewer documents needed to apply and close
Fast Process
Close faster than traditional loan providers
No Taxes
No tax returns required
Better Closings
Close Loans in the name of your LLC.
Best Deal
Up to 80% LTV Purchase & Refinances. Up to 75% LTV Cash-Outs
Who should apply?
Investors with a full-time job with W2/Paystub income
Investors who own less than 10 properties
Investors with an LLC
(If you don't have an LLC, you can create one prior to closing).
Rental Loans FAQs
What type of rental loan rates are offered?
We offer competitive rates for both 30-Year Fixed-Rate Loans, and 5/1 hybrid adjustable rate mortgages. All rates are based on individual property and borrower. Call us to learn more.
What type of properties can you provide loans on?
The following property types are eligible for our rental loans:
- Single Family Residence (SFR)
- 2-4 Unit Properties
- Townhouse
- 2 acres maximum
- Condos (certain restrictions apply)
What is the minimum loan amount?
The minumum rental loan amount is $75K.
What states do you lend in?
We provide lending in all States and District of Columbia except Alaska, Nevada, North Dakota, South Dakota, and Utah.
What type of documents are required?
We have an online streamlined process, but here is a list of the documents we will need over time.
- W/2 Paystub (for Investor Select product only)
- 1-month bank statement
- A list of properties you currently own (a REO Schedule)
- No Tax Returns Required
- Lease(s) – (if currently rented)
- Sales Contract (on purchase)
- LLC Operating Agreement or Articles of Corporations
- Driver’s License
Other documents and/or materials may be requested based on the individual borrower’s circumstances and collateral.
Thousands of Real Estate Investors Trust Us Each Year
Flexible and Fast!
“Having only dealt with banks, I was unaware that any lender could be as flexible. Time to close was so fast that I was able to convert from an all-cash deal to financing in a matter of days.”
David H.
Easy & Reliable
“Just wanted to thank you for another very smooth and successful closing of our new term and rate loan. As with our previous loans your team is professional and very proactive to make it happen as scheduled.”
Stephen U.
Five Stars Service
“I just wanted to say thanks again for working hard to get me the loans on my two rental properties in Louisiana. I was able to use that money to buy and flip a really nice home here in Richardson, TX."
