Loans Built for Landlords. 30-Year Fixed-Rates
and 5-Year ARMs

About RentalOne Loans

Our RentalOne loan was designed for investors with more than 10 investment properties. We offer 30-Year Fixed-Rates and ARMs to finance the purchase of new rental properties or rate/term refinances and cash-outs on currently owned properties. With our fast and streamlined process, investors can receive competitive rates and fees and close deals in just weeks instead of months.

Grow your Rental Business


Refinance, cash-out or purchase loans from $75K to $5 million


Flexible loan options designed for your buy and hold strategy


Industry best rates and leverage


Dedicated Loan Advisor

Advantages of RentalOne Loans


No hurdles - a very user-friendly and streamlined process


Approval based on the Property Cashflow and not your tax returns


Recycle your capital quicker. Minimal seasoning requirements*


Closings in weeks instead of month


Protect your assets by borrowing in a corporate entity

Rental Loans FAQs

What type of rental loan rates are offered?

We offer competitive rates for both 30-Year Fixed-Rate Loans, and 5/1 hybrid adjustable rate mortgages. All rates are based on individual property and borrower. Call us to learn more.

What type of properties can you provide loans on?

The following property types are eligible for our rental loans:

  • Single Family Residence (SFR)
  • 2-4 Unit Properties
  • Townhouse
  • 2 acres maximum
  • Condos (certain restrictions apply)
What is the minimum loan amount?

The minumum rental loan amount is $75K. 

What states do you lend in?

We provide lending in all States and District of Columbia except Alaska, Nevada, North Dakota, South Dakota, and Utah.

What type of documents are required?

We have an online streamlined process, but here is a list of the documents we will need over time. 

  • W/2 Paystub (for Investor Select product only) 
  • 1-month bank statement
  • A list of properties you currently own (a REO Schedule)
  • No Tax Returns Required
  • Lease(s) – (if currently rented)
  • Sales Contract (on purchase)
  • LLC Operating Agreement or Articles of Corporations
  • Driver’s License

Other documents and/or materials may be requested based on the individual borrower’s circumstances and collateral.

Thousands of Real Estate Investors Trust Us Each Year

Flexible and Fast!

“Having only dealt with banks, I was unaware that any lender could be as flexible.   Time to close was so fast that I was able to convert from an all-cash deal to financing in a matter of days.”

David H.

Easy & Reliable

“Just wanted to thank you for another very smooth and successful closing of our new term and rate loan. As with our previous loans your team is professional and very proactive to make it happen as scheduled.”

Stephen U.

Five Stars Service

“I just wanted to say thanks again for working hard to get me the loans on my two rental properties in Louisiana. I was able to use that money to buy and flip a really nice home here in Richardson, TX."

Jeremy C.